Most companies control the buying experience. Few control the payout. We fix that.
Three moments define how a customer feels about your brand: when they buy, when they use, and when you pay them back.
Most companies surrender the third to a paper check, a delayed reversal, or a third-party screen.
Payouts Network gives you ownership of all three — with instant, branded digital payouts across 37M+ merchants in 200 countries.
Most companies surrender the third to a paper check, a delayed reversal, or a third-party screen.
Payouts Network gives you ownership of all three — with instant, branded digital payouts across 37M+ merchants in 200 countries.
Let’s talk
Trusted by leaders in airlines, banking, hospitality, retail & insurance
Major U.S. Airline
Top 25 U.S. Bank
Global Hospitality Brand
National Retailer
Fortune 500 Insurance Carrier
Metrics
Outcomes Driving Business Growth
When payouts are faster, and more personalized businesses grow stronger.
270%
Increase in customer satisfaction
50%
Reduced compensation costs
3x
Higher direct booking revenue
91%
Instant satisfaction
Solutions
The Payout Is the Moment That Matters
A flight cancels. A claim is approved. A patient overpays. A delivery arrives damaged. Every one of these is a moment where your organization owes someone money — and how you deliver that money determines whether they stay or leave.
Most organizations treat disbursements as a back-office cost to minimize. Paper checks take weeks. Reversals take days. Vouchers go unredeemed. And every delay tells the recipient the same thing: you are not a priority.
The companies that treat payouts as customer experience moments — not accounting tasks — see measurable results. Faster payments. Higher retention. Lower operational costs. And a brand impression at precisely the moment it matters most.
Most organizations treat disbursements as a back-office cost to minimize. Paper checks take weeks. Reversals take days. Vouchers go unredeemed. And every delay tells the recipient the same thing: you are not a priority.
The companies that treat payouts as customer experience moments — not accounting tasks — see measurable results. Faster payments. Higher retention. Lower operational costs. And a brand impression at precisely the moment it matters most.
Incentives & Accountholder Engagement
Digital Credits drive incremental spend across 37M+ merchants — and statement credits turn dormant cardholders into active ones. Two products, one platform: for the businesses that host customers and the banks that fund them.
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Increased customer loyalty
The service-recovery paradox is real. Digital Credits drive a 4.3x spend multiplier — $1 in credits generates $4.30 in customer spend — and customers who recover fast become more loyal than those who never had a problem.
Efficient capital management
Eliminate the $2–$4 per-check cost of paper disbursements — plus reissuance, customer-service calls, and unclaimed-property reporting. Digital payouts cost a fraction and settle in seconds.
Revenue Driver
Incentives & Accountholder Engagement
Turn every promotion into a profit center. Two products, one platform — Rewards & Incentives for the businesses that host customers, and Accountholder Engagement for the banks and issuers that fund them. Both replace paper coupons, gift cards, and POS lift with branded Digital Credits and statement credits that drive measurable spend.
Drive higher spend, earlier bookings, and bigger baskets.
Reward the behavior that matters most — early ticket buys, premium upgrades, longer stays, larger carts. Digital Credits activate after a qualifying purchase and redeem across 37M+ merchants in 200 countries. Replace paper coupons and promo codes with branded incentives that are measurable, trackable, and redeemable everywhere.
“Buy your tickets before May 15 and get a $50 restaurant credit at the venue.” Delivered in seconds via SMS or email. Auto-redeems on the recipient’s existing card.
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4.3x spend multiplier — $1 drives $4.30
61% of consumers overspend by $31+
Launch in days, not months
No POS integration, no gift-card escheatment
Real-time redemption data & controls
Turn dormant cardholders into active spenders.
Reward the behavior that matters most — early ticket buys, premium upgrades, longer stays, larger carts. Digital Credits activate after a qualifying purchase and redeem across 37M+ merchants in 200 countries.
Replace paper coupons and promo codes with branded incentives that are measurable, trackable, and redeemable everywhere.
Replace paper coupons and promo codes with branded incentives that are measurable, trackable, and redeemable everywhere.
“Apply for an auto loan and earn $50 in fuel statement credits — automatically.”
Drive interchange & deposit balance growth
Pay With Points + cash-back optionality
Intelligent triggers — no rewards rebuild required
Activate dormant cards & deepen primary use
Real-time statement credit issuance
SOC 2 · PCI Level 1 · enterprise-ready
Revenue Driver
Service Recovery
A service failure is inevitable. Losing the customer is not. Deliver instant digital compensation — push-to-card in 30 seconds via Visa Direct or Mastercard Send, or Digital Credits with a 4.3x return-spend multiplier — at the moment of disruption, before the customer has time to write the review.
Service Recovery
A service failure is inevitable. Losing the customer is not. Deliver instant digital compensation — push-to-card in 30 seconds via Visa Direct or Mastercard Send, or Digital Credits with a 4.3x return-spend multiplier — at the moment of disruption, before the customer has time to write the review.
"I'm sending a $75 credit right now — choose how you'd like to receive it." Sent in 3 seconds. CSAT up 270%. Compensation cost down 50%.
270% lift in customer satisfaction
91% report immediate satisfaction at point of contact
Receiptless returns reduce fraud by 68%
50% reduction in compensation costs
Push-to-card in 30 seconds · 24/7/365
41% lift in repeat-purchase rate vs. gift cards
Revenue Driver
Disbursements
One API for refunds, claims payouts, reimbursements, settlements, and commissions. Push-to-card via Visa Direct and Mastercard Send reaches 245M+ U.S. debit cards in seconds, 24/7/365. ACH for overnight settlement. Digital wallets for flexibility. Cross-border via Mastercard Cross-Border. One platform that handles every payment method your recipients prefer.
Disbursements
One API for refunds, claims payouts, reimbursements, settlements, and commissions. Push-to-card via Visa Direct and Mastercard Send reaches 245M+ U.S. debit cards in seconds, 24/7/365. ACH for overnight settlement. Digital wallets for flexibility. Cross-border via Mastercard Cross-Border. One platform that handles every payment method your recipients prefer.
"We replaced three vendors and a paper-check process with one orchestrator — and our recipients picked how they got paid."
245M+ U.S. debit cards reachable in seconds
KYC, OFAC, AML & 1099 — embedded
Cross-border to 200 countries
Visa Direct + Mastercard Send + ACH + wallets
Hosted, branded, multilingual payout page
One ledger — reporting, reconciliation, audit
Industries
Built For Industries That Can’t Afford Delays
Airlines
Reduce complaints and improve customer retention through instant digital credits, refunds, or travel vouchers that integrate into the passenger journey.
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Banking
Drive card activation and member engagement through instant Digital Credits and targeted reactivation campaigns for dormant accounts.
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Gig Economy
Retain gig workers and drivers by delivering instant push-to-card payouts in under 30 seconds instead of weekly ACH transfers.
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Healthcare
Replace paper checks with instant digital patient refunds for overpayments and billing errors — improving satisfaction and reducing call volume.
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Hospitality
Enhance guest satisfaction with immediate recovery solutions and dynamic rewards that drive long-term loyalty.
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Insurance
Pay insurance claims instantly to ensure customers receive their benefits when they need them most.
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Lending
Send borrowers swift disbursements and ensure funds are available instantly upon approval for higher retention and repeat borrowing.
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Logistics
Automatically compensate customers and drivers for delivery failures, damaged shipments, and reimbursable expenses in under 30 seconds.
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Retail
Process instant refunds in 30 seconds instead of 5-10 days, turning returns into loyalty moments through push-to-card payments.
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SaaS/Platforms
Retain marketplace sellers and affiliates by paying them in under 30 seconds via push-to-card instead of weekly ACH batches.
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Utilities
Deliver instant digital outage credits, energy rebates, and deposit returns instead of invisible bill credits and slow paper checks.
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Metrics
How Modern Payment Methods Pay Off
Businesses that adopt modern payment methods with Payouts NetworkTM streamline processes internally and externally.
Our Platform
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Efficient Capital Management
Phase out inefficient disbursement methods, to eliminate short-term waste and long-term costs.
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Increased Customer Loyalty
Delight customers, even after a service failure, with effortless digital credits, rewards, and more.
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Rich Payment Data and Control
Compliantly collect rich customer data to encourage repeat spending and boost reengagement.
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No Brand Disintermediation
Reinforce your brand throughout the end-to-end payment lifecycle by removing system roadblocks.
